That’s because the Chime debit card is protected by the Visa Zero Liability Policy, which ensures that you won’t be responsible for unauthorized charges. There are no monthly fees. I wish i could give 0 stars!! 556.41 lost with no help n my husband had a stroke in June. Please see back of your Card for its issuing bank. I would guess they've targeted unemployment recipients because they tend to be poorer and poorer people are less likely to have valid government ID's. I explained to them that I was in a different city and that I take public transportation to and from work.
And yes, after having an account with chime for over a year I finally closed my account, I only wish I had done it sooner.
I've had fraudulent transactions wipe out my entire account through normal use. Seeing how I am not the only one that has had money stolen from them. I have sicked my lawyer on them. Chime, however, is on a mission to change this with no overdraft fees, no monthly maintenance fees, no monthly service fees, no minimum balance fees, and no foreign transaction fees when you use your debit card.
It seemed consistent at first, but then on a couple different occasions I got my Direct Deposit later than when I'd usually get it. This means that if your debit card is missing or stolen, you can block all transactions right from the app. The only reason for the one star on this rating is due to the requirement here. April 17, 2020 my chime notifications alerted me that ATM withdrawals were being made, 5 to be exact, total $987 from my spending account.
What a joke. This means that you do not pay for any unauthorized transactions as long as they are reported promptly. Not in my favor.I thought we were protected against such things like this. My account was hacked May 18,2020 for $2000, it's under investigation but reading these reviews I probably won't get my money back. The Chime Visa® Debit Card is Please I advise you this is not the place to let hold your money. However, you must have an active data plan. But, none of them offer extensive features like Automatic Savings or Pay Friends. U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
But on April 16th, 2020, I received a notification that an Out of Network ATM Withdrawal of $363.50 was posted to my account. Chime gets you paid faster. They have a prewritten response to tell you any time you have a direct deposit inquiry. I’m so over Chime I hate this company just wanted to WARN anybody out there never use this company been dealing with for 2 years and all this happened in weeks of each other and nothing has been done n this is the only time this has ever happened. Big issues:-You cannot export your transaction ledger as a spreadsheet. Was told it would be 3-5 business days until it would arrive.
Have numerous emails sent with only a handful of responses, each with a different excuse. Stay away from Chime! They have not answered a BBB complaint, or even the State of Delaware office of the state bank commission complaint. Please protect yourself!! The took me through the procedures to file dispute for these transactions. A device passcode or a Touch ID is required per transaction to use Apple Pay. SUCKS!! This means that if your debit card is missing or stolen, you can block all transactions … I don't see how anyone could blame the bank when you clearly gave a complete stranger your login and password. level 1 I filed a dispute with Chime, for which they denied without reason on 8\13\2020. At this point I don't know what to do, but file for a lawsuit.
It makes NO SENSE. Chime is offering people a chance to earn a $50 bonus each along with rewards when you sign up and refer a friend for their account. I could not change my address online because it says the account has to be active for 30 days first. The bank usually had about $1,000 dollars as a daily withdrawal limit. Save yourself the time, frustration and heartache by going to a real bank, one staffed with real people who can legitimately answer your questions as soon as you call. Chime Bank you went too far. I do not want my money stolen and gone forever! This category only includes cookies that ensures basic functionalities and security features of the website. But cash is also pretty much worthless at Chime too. Am I liable for unauthorized charges made with Apple Pay? Love Chime. What's the deal seriously? This money consisted of my direct deposit from my job and part of my taxes. When someone steals from your account chime does not take responsibility and you basically lose everything without a trace. Something needs to be done about this, has anyone had any luck with a lawyer?
Several months ago I was referred to chime bank by friend. I logged into my account and seen that $1074 was taken out of my account and sent to another.
My advice to you is, you want trust and access to your funds? I changed to chime and here it is Tuesday morning at 7 and still no money. There are many differences between prepaid cards and Chime’s debit card. Now my balance is reading -9 dollars. To make a long story short they played us and never gave either one of us the $50 bonus. Chime: How does easy access to money sound? Go to Settings and turn off Chime Card Transactions to block your card temporarily. It has been that long so called and they had said that I was told wrong and it wouldn't arrive until July 5th (10 business days) or at the latest July 10th (14 business days). I have never experienced this with any other bank. The app also does not show the charges placed back into my account, it does show the new balance. Then their response is “ok well just wait” WHY DID 4 OTHER EMPLOYEES WHO I WORK DIRECTLY SIDE BY SIDE WITH GET THEIR DEPOSIT BUT I DID NOT . And I've reached out to customer service many many times and never once have I had a bad experience. If your card is missing or you suspect unauthorized use, you can block all transactions on your Chime debit card. However, there, RushCard – $2.50 per out of network withdrawal, Bluebird – no fees for MoneyPass withdrawals and $2.50 per non MoneyPass withdrawal, , as well as enable the option to automatically save a percentage of every paycheck. I was also told that I couldn't resubmit it into my Chime Spending Account, with no other explanation as to why. See below on how you can earn your $50 Chime sign up bonus and the latest Chime Promotions. Stories about my missing money changed everytime I finally ahold of someone.
It could be more informative. But my direct deposit goes in tonight at midnight. You get your direct deposit up to 2 days early like Chime.
Deposits of up to $250,000 are insured through Chime’s partner, The Bancorp Bank, Member FDIC. Block Debit Card Transactions ... Our Pay Friends feature allows you to send fee-free mobile payments to friends or family when they open an account with Chime. Stay away do not trust your money with this company. Somehow no one can tell me who she is or how she got all my money. Has anyone else had this problem.
Hopefully by the 17th like they informed me I should have my $200 back into my account. Now I should of had my card off but why would chime allow that high of a purchase at once is beyond me.
Can Apple Pay be used for recurring charges, subscriptions or bills (Netflix, Spotify, Amazon Prime, and so on)? There needs to be an option for zero stars.On 5/28/20 my Chime account got hacked. That’s right.
Not only are you dealing with incompetent individuals you have the added bonus of dealing with a huge language barrier....if you don’t speak Spanish you’re screwed. Please review the privacy policies and security indicators displayed on the external website before providing and personal information. This feature immediately prevents new purchases and ATM transactions on your Chime Visa Debit Card account. Deposits are insured up to $250,000 through our partners, The Bancorp Bank or Stride Bank; Member FDIC.
No more waiting for your money or worrying about lost paper checks. When it comes to unauthorized charges, chime will leave you stranded. Go to Settings and turn off Chime Card Transactions. My account was suddenly deleted, I got an email and a notification alerting me that I had $483.00 deposited into my account before I could reach an ATM my account was closed. Aspiration Spend & Save Account $100 Bonus, Huntington Asterisk-Free Checking $150 Bonus, Huntington Unlimited Plus Business Checking $750 Bonus, Huntington Unlimited Business Checking $400 Bonus, Huntington Business Checking 100 $200 Bonus. If you’re looking for a singular card that wins across all categories, Chime takes home the trophy. I woke up to 7 text messages that someone was trying to get into my account. Our top priority is protecting our members – that starts with keeping your information and money secure. I went on about my day assuming that Chime had my back and would ensure that my account was protected from this weird activity before my money went missing. I am just confused I don't know who to talk to. Access to customer service via phone...good luck!When you try to fund your account at Chime, wait until you see how long it is for your money to show up. Trying to communicate with chime is like pulling teeth.
Or is it just purchases? When I contacted Chime to report this and to correct my info, I was told I was unable to change my info for 3 business days. Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
They use filler reply’s to put you at ease when in fact they have not clue how to address bank concerns like the lates date breech they call technical issues. Why Chime Bank didn't decide NOT to block these transactions I have no idea why?
I don’t understand why greendot can’t trace the transaction. Signed up with Chime mid October switching from Amscot which you get paid 2 days early as well, today was suppose to be my first 2 day deposit with Chime......suppose to be......suppose to be. Advertiser Disclosure: Many of the credit card, cd, savings offers that appear on this site are from credit card companies from which HustlerMoneyBlog.com receives compensation. Chime also uses 128-bit AES encryption to make sure your cash is parked safely.
The routing number Chime will provide you will likely register at your other institution as a prepaid debit card account. I transfered money from my bank to my chime account ....9 BUSINESS days ago.
In July I was living in a house and they claimed the card couldn't be delivered there. I will be getting it tomorrow but I don’t trust them and wanted to turn off transactions. Seems like a lot of the shutting down accounts posts are tied to unemployment with some people getting 10k deposits or more. This has been a nightmare. Can I use Apple Pay outside of the United States? I took screen shots of these notifications and sent them to Chime via email with the claim ID# included to justify my case more so...there was no response. Chime is no different that using any random fill-er-up money card handed out with unemployment and tax refunds.
If they would fix this issue, they would be an amazing bank and get 5 stars .